Consulting
Business Owner Financial Advice
Personal financial consulting for directors and partners who need to coordinate company pensions, dividends, and household cashflow.
Who this suits
Owner-managers of limited companies and professional partnerships who mix salary, dividends, and pension contributions and want personal advice that respects accountant-led company decisions.
What you leave with
A coordinated personal plan covering director pension contributions, emergency reserves outside the company, and protection gaps for dependants.
What is included
- Mapping of personal and company money flows that affect household security
- Pension contribution modelling within current annual allowance rules
- Protection review for life cover and income protection already held
- Joint note you may share with your accountant
What is not included
- Company accounts preparation or corporation tax filing
- Commercial finance or invoice factoring
How the engagement unfolds
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1
Scoping call
Free 20-minute call to confirm whether personal advice or an accountant referral is the better first step.
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2
Fact-find
We gather personal statements, company pension deeds if relevant, and dividend history.
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3
Recommendations
Written advice focused on personal outcomes, with clear boundaries where company decisions stay with your accountant.
Preparation
Have your accountant’s contact ready if you wish us to share a summary.
We do not act as your company’s accountant or auditor.
Arrange a business-owner scoping call
Describe your company structure in a few lines. We will suggest whether a full engagement makes sense.
Enquire about this advice