Consultation
Inheritance & Family Wealth Conversation
A guided conversation on gifting, pension death benefits, and how family support fits alongside your own retirement security.
Who this suits
Parents and grandparents who want to help adult children with deposits or education costs without undermining their own retirement income.
What you leave with
A prioritised list of gifts versus retained capital, updated expression-of-wish notes for pensions, and referrals to solicitors for wills where needed.
What is included
- Review of current wills status at a high level (not legal advice)
- Pension nomination and death benefit discussion
- Cashflow check before large gifts
- Introduction to a solicitor if documents need updating
What is not included
- Drafting of legal documents
- Inheritance tax calculations that replace accountant advice on complex estates
How the engagement unfolds
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1
Family priorities
We list who you wish to support and over what timescale.
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2
Affordability check
Retirement income needs are stress-tested before any gift is sized.
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3
Action list
You leave with nominations to update and questions for your solicitor.
Preparation
Bring any existing will summary and pension nomination forms.
Legal documents must be prepared by a qualified solicitor; we coordinate, we do not draft.
Start a family wealth conversation
Mention whether adult children will join the meeting. We will suggest a suitable format.
Enquire about this advice