Consultation
Investment Portfolio Consultation
Advice on how ISAs, general investment accounts, and cash reserves should sit together for goals with a defined time horizon.
Who this suits
Individuals building wealth outside pensions — for a house deposit beyond five years, school fees, or a mid-career sabbatical — who want allocation advice rather than a product pitch.
What you leave with
An agreed asset mix, wrapper priority (ISA versus taxable), and rebalancing rules you can apply with your existing broker or through recommended providers.
What is included
- Goal and time-horizon mapping
- Review of current holdings and charges
- Proposed allocation ranges with rationale
- Tax wrapper use for the next ISA year
What is not included
- Day-trading or speculative single-stock recommendations
- Guaranteed return products
How the engagement unfolds
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1
Goals session
We pin down amounts, dates, and what you refuse to risk — for example a deposit that must stay in cash for two years.
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2
Holdings review
We examine funds, shares, and cash already held and identify overlaps or unnecessary complexity.
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3
Recommendation
You receive a written allocation note and implementation steps with your chosen platform.
Preparation
Export a holdings list with costs if your platform allows it.
Advice assumes UK tax residency. We do not provide US or dual-citizen tax advice.
Request an investment consultation
Outline your goal amount and timeframe. We respond with fee details within two working days.
Enquire about this advice