Consultation

Workplace Pension Review

A focused review of your current workplace scheme, contribution levels, and investment choices against your wider household goals.

Person reviewing printed financial documents at a desk

Who this suits

Employees and directors who have stayed in a default fund for years, changed employers several times, or wonder whether salary sacrifice and contribution rates still fit their tax position.

What you leave with

A short written note on contribution strategy, fund suitability relative to your time horizon, and whether consolidation of older pots is worth pursuing.

What is included

  • Review of current scheme literature and latest statement
  • Comparison of contribution rate against take-home pay and emergency cash
  • Comment on default versus self-select funds for your age and risk comfort
  • Checklist for contacting the scheme administrator if changes are agreed

What is not included

  • Ongoing monitoring of fund markets after the review
  • Employer-level scheme design for HR teams

How the engagement unfolds

  1. 1

    Share statements

    Upload or post your latest workplace pension statement and any older deferred pots you still hold.

  2. 2

    Consultation

    We discuss pay, bonuses, and how much cash you need outside the pension before increasing contributions.

  3. 3

    Written summary

    You receive clear actions for the scheme portal or payroll, without jargon.

Preparation

Note your employer contribution match rules and any upcoming pay changes.

We cannot instruct your payroll department directly; changes remain your responsibility with your employer.

Book a workplace pension review

Send your scheme name and approximate pot size. We will confirm fee and a consultation slot.

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